Collections Officer – Banking

Job Title: Client Onboarding Analyst – Ghana Industry: Banking / Financial Services Location: Ghana Salary: GHS 380,000– GHS 480,000 per annum, depending on experience Role purpose Our client, a reputable financial institution, is seeking a diligent, analytical and detail-oriented Client Onboarding Analyst to support its customer onboarding, due diligence and ongoing relationship review activities. The successful candidate will be responsible for ensuring that new and existing customer relationships are appropriately assessed, documented and reviewed in accordance with applicable regulatory requirements, internal policies and established financial crime prevention standards. The role requires practical experience in Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), customer risk assessments and sanctions screening. The position involves close collaboration with Relationship Management, Operations, Customer Service and Compliance teams to ensure efficient onboarding, accurate documentation and effective management of financial crime risks. Key responsibilities 1. Client onboarding and due diligence Conduct customer onboarding checks and due diligence reviews for new and existing customers, including individuals, corporate entities and other business relationships. Obtain, verify and assess customer identification documents and supporting information in accordance with internal policies and applicable regulatory requirements. Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), where appropriate, based on identified customer risks. Review customer ownership structures, beneficial ownership information, business activities and relevant supporting documentation. Ensure accurate recording of customer information, including source of funds, source of wealth, purpose of the relationship and expected account activity. Identify missing, incomplete or inconsistent documentation and coordinate with relevant stakeholders to resolve outstanding requirements. 2. KYC, AML and financial crime risk assessment Conduct customer risk assessments using established risk-rating methodologies and internal guidelines. Identify potential financial crime risks, including politically exposed persons (PEPs), sanctions exposure, adverse media and other relevant risk indicators. Undertake customer screening using approved screening tools and databases. Review screening alerts, assess potential matches and escalate material concerns to the appropriate Compliance or Financial Crime teams. Identify unusual customer characteristics, complex ownership arrangements and other potential financial crime red flags. Support the application of appropriate risk mitigation measures and ensure that identified concerns are documented and escalated promptly. 3. Ongoing monitoring and customer reviews Conduct periodic KYC reviews of existing customer relationships in accordance with assigned risk classifications and review schedules. Perform event-driven reviews arising from changes in customer circumstances, ownership structures, business activities or other relevant risk factors. Assess the adequacy, accuracy and completeness of existing customer documentation. Liaise with Relationship Managers and relevant internal teams to obtain updated customer information. Support reviews of customer transactional activities where necessary to determine whether account behaviour remains consistent with the established customer profile. Ensure that customer records and risk assessments remain accurate, complete and up to date. 4. Stakeholder engagement and operational support Work closely with Relationship Management, Customer Service, Operations and Compliance teams to facilitate timely onboarding and customer reviews. Provide practical guidance to internal stakeholders on KYC documentation requirements and established onboarding procedures. Follow up on outstanding documentation and unresolved onboarding issues. Participate in regular operational meetings to monitor onboarding progress, review outstanding cases and resolve process bottlenecks. Escalate complex cases and potential compliance concerns through established reporting channels. Maintain a customer-focused approach while ensuring adherence to regulatory and internal control requirements. 5. Documentation, reporting and process improvement Maintain accurate and complete customer onboarding files, due diligence records and supporting documentation. Ensure that assigned cases are appropriately tracked, documented and completed within agreed service standards. Update relevant onboarding systems, customer databases, case management records and management information reports. Maintain clear audit trails for completed reviews, decisions, approvals and escalations. Support the preparation of periodic reports covering onboarding activities, outstanding reviews, exceptions and operational performance. Contribute to improvements in onboarding processes, documentation standards and operational efficiency. Support relevant departmental initiatives and other assigned activities. Person specification Educational qualifications Bachelor's degree in Banking, Finance, Accounting, Business Administration, Economics, Law or another relevant discipline. Relevant professional qualifications or training in Compliance, AML, Financial Crime Prevention or Risk Management would be an advantage. Professional certifications such as ACAMS, ICA or equivalent qualifications are desirable but not mandatory. Professional experience Minimum of three years' relevant experience in client onboarding, KYC, customer due diligence, AML compliance or related activities within a bank or regulated financial institution. Practical experience conducting customer identification, verification, onboarding and periodic review activities. Exposure to corporate and individual customer due diligence processes. Experience identifying and escalating potential financial crime risks. Familiarity with sanctions screening, PEP identification, adverse media reviews and customer risk assessments. Experience working with Relationship Management, Operations or Compliance teams would be advantageous. Technical knowledge and competencies Regulatory and compliance knowledge Good understanding of KYC, AML and CTF principles and their practical application within the banking environment. Working knowledge of applicable Bank of Ghana regulatory requirements and Ghana's AML/CFT framework. Familiarity with customer due diligence, enhanced due diligence, beneficial ownership identification and risk-based customer assessments. Understanding of sanctions screening, politically exposed persons and adverse media risk indicators. Awareness of international financial crime prevention standards and industry best practices would be advantageous. Ability to interpret and apply internal policies, procedures and regulatory guidance in day-to-day onboarding activities. Analytical and operational skills Strong analytical skills and ability to assess customer information, identify inconsistencies and recognise potential risks. Excellent attention to detail and commitment to accurate documentation. Ability to manage multiple cases, prioritise competing responsibilities and meet established deadlines. Good problem-solving skills and willingness to recommend practical, compliant solutions. Strong organisational and record-management capabilities. Ability to maintain confidentiality and handle sensitive customer information responsibly. Communication and interpersonal skills Good written and verbal communication skills. Ability to engage effectively with Relationship Managers, Compliance teams and other internal stakeholders. Strong teamwork and interpersonal skills. Customer-focused approach balanced with sound risk awareness. Ability to communicate outstanding requirements and escalate concerns clearly and professionally. Proactive attitude, accountability and willingness to take ownership of assigned responsibilities. IT and systems proficiency Proficiency in Microsoft Office applications, particularly Excel, Word and Outlook. Familiarity with Microsoft 365, SharePoint or similar document management platforms. Experience using customer onboarding systems, KYC databases or financial crime screening tools would be advantageous. Knowledge of Power BI or similar reporting and data analysis tools would be an added advantage. Key performance expectations The successful candidate will be expected to demonstrate: Timely completion of assigned onboarding and customer review cases. High standards of accuracy and completeness in customer due diligence documentation. Consistent application of internal KYC, AML and financial crime prevention policies. Prompt identification, documentation and escalation of material risks. Effective management of outstanding cases and adherence to agreed service-level timelines. Strong collaboration with relevant internal stakeholders. Maintenance of complete, accurate and auditable customer records. Commitment to continuous improvement in onboarding quality and operational efficiency. Professional conduct and confidentiality The successful candidate will be required to: Comply with all applicable laws, regulatory requirements and internal policies. Maintain strict confidentiality of customer, employee and organisational information. Observe applicable data protection and information security requirements. Demonstrate integrity, professionalism and sound judgement in all assigned activities. Act in accordance with established ethical standards and the institution's risk management and compliance framework. Equal opportunity Our client is committed to providing equal employment opportunities and welcomes applications from suitably qualified candidates who meet the requirements of the position. All applications will be treated in strict confidence.

Job Title: Head, Asset and Liability Management (ALM) – USA Industry: Banking Location: New York, NY Salary: $180,000 – $230,000 + Benefits + Bonus The Opportunity Our client, an established international financial institution, is seeking an accomplished Head of Asset and Liability Management (ALM) to join its Treasury leadership team in New York. This is a senior and commercially significant appointment with responsibility for developing and executing the institution's asset and liability management, liquidity, funding, investment and balance-sheet strategies. The successful candidate will play a key role in optimising the cost and structure of funding, strengthening liquidity management, supporting sustainable balance-sheet growth and contributing to Treasury profitability. The role requires a strong combination of strategic ALM expertise, hands-on Treasury experience, market knowledge, risk management capability and commercial judgement. Key Responsibilities Develop and execute the organisation's ALM, liquidity, funding and Treasury strategies, aligned with overall business objectives and approved risk appetite. Optimise the funding structure and cost of funds while maintaining appropriate liquidity and balance-sheet resilience. Develop and manage funding programmes across instruments including commercial paper, repo funding, term funding and institutional deposits. Develop investment strategies for liquid assets, balancing liquidity, profitability, capital preservation and regulatory requirements. Forecast cash-flow positions, borrowing requirements and funds available for investment, while actively managing the liquidity portfolio. Produce and monitor key liquidity, funding and market-risk metrics and provide timely management information. Assess the liquidity and funding implications of new products and business initiatives. Monitor regulatory developments affecting liquidity, funding, capital and Treasury activities and ensure appropriate implementation. Develop and utilise hedging strategies to manage interest-rate and foreign-exchange risk within approved policies and limits. Provide senior management with advice on liquidity, funding and balance-sheet considerations relating to short- and long-term strategic planning. Oversee fixed-income investment activities in accordance with approved investment strategies, risk appetite, liquidity requirements and return objectives. Work closely with relevant trading, relationship management, Finance, Risk, Operations and Technology teams to support Treasury and wider business objectives. Maintain robust policies, procedures and controls governing Treasury activities and the end-to-end Treasury transaction lifecycle. Oversee regular Treasury and ALM reporting for senior management and relevant governance committees. Monitor market developments, funding conditions, interest rates, foreign-exchange markets and competitor activity to support informed decision-making. Ensure Treasury activities are conducted within approved credit, market, liquidity, operational, KYC and AML frameworks. Lead, coach and develop Treasury professionals, promoting strong governance, accountability and performance. Contribute to business development and the strengthening of relationships with banks, financial institutions and other relevant counterparties. Qualifications & Experience The successful candidate is expected to bring: Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline. MBA, Master's degree or other relevant advanced qualification is desirable. Certified Treasury Professional (CTP) qualification is strongly preferred. At least 10 years of progressively responsible Treasury, trading and/or asset and liability management experience. Strong practical experience in foreign exchange and hedging, ideally gained over at least 5–7 years. Demonstrable expertise in liquidity management, funding, investments, balance-sheet management and Treasury risk. Strong understanding of cash management, deposit products, commercial paper, international funds flows and investment products. Experience developing and executing funding, deposit and investment portfolio strategies. Sound understanding of Treasury Management Systems and Treasury-related management information. Strong knowledge of relevant U.S. regulatory and risk-management expectations affecting Treasury and ALM. Key Competencies We are particularly interested in candidates who demonstrate: Strong analytical and quantitative capability. Deep understanding of the mathematics and economics underpinning Treasury and ALM. Excellent commercial judgement and balance-sheet awareness. Strong knowledge of funding and deposit markets. Ability to translate market and regulatory developments into actionable Treasury strategies. Excellent stakeholder-management and influencing skills. Strong written and verbal communication skills, including the ability to present recommendations to senior management. High standards of accuracy, control and attention to detail. Collaborative leadership style with the ability to develop high-performing teams. Initiative, adaptability and the ability to operate effectively in a fast-moving environment. Application This is an excellent opportunity for an experienced Treasury and ALM professional to assume a senior leadership position within an international financial institution and play a central role in shaping its balance-sheet, liquidity and funding strategy. Applications will be treated in the strictest confidence. Early applications are strongly encouraged as the selection process will commence immediately.

Vertriebsgeschäftsführer / Sales CEO (m/w/d) Finanzdienstleistungen & Baufinanzierungsvermittlung | München Bauen Sie ein neues Finanzvermittlungsunternehmen in Deutschland auf und führen Sie es zum Erfolg. Unser Mandant ist ein neu gegründetes Joint Venture, das internationale Expertise in der Finanzvermittlung mit einem etablierten Immobiliennetzwerk verbindet. Ziel ist es, durch die Vermittlung von Baufinanzierungen und Finanzprodukten, strategische Partnerschaften sowie ein leistungsstarkes Beraternetzwerk eine starke Marktposition in Deutschland aufzubauen. Gesucht wird eine vertriebsstarke Unternehmerpersönlichkeit, die den Markteintritt, den Unternehmensaufbau und die bundesweite Expansion verantwortet. Diese Position bietet Ihnen die Möglichkeit, Strategie aktiv umzusetzen, qualifizierte Mitarbeitende zu gewinnen und eine profitable Organisation aufzubauen. IHR AUFTRAG Sie übernehmen die Verantwortung für das Deutschlandgeschäft, gestalten das Geschäfts- und Vertriebsmodell, bauen das Führungsteam auf und entwickeln die Beziehungen zu Finanzierungspartnern, Vertriebspartnern und den Gesellschaftern des Joint Ventures. Im Mittelpunkt steht der Aufbau und die Skalierung eines erfolgreichen Netzwerks aus Beratern, Vertriebspartnern und Vermittlern. Dabei steigern Sie mit zunehmender Größe der Organisation kontinuierlich die Produktivität, die Beratungsqualität und das vermittelte Geschäftsvolumen. IHRE AUFGABEN Entwicklung und Umsetzung der Strategie für den deutschen Markt mit klaren vertrieblichen Prioritäten, Wachstumsmeilensteinen und finanziellen Zielen. Gewinnung, Entwicklung und Führung eines Berater- und Vermittlernetzwerks, unterstützt durch strukturiertes Onboarding, Schulungen, attraktive Anreizsysteme und eine wirksame Leistungssteuerung. Aufbau erfolgreicher Empfehlungskooperationen innerhalb des Immobilienpartnernetzwerks und Überführung der daraus entstehenden Kundenkontakte in abgeschlossene Finanzierungen. Aufbau und Verhandlung strategischer Partnerschaften mit Banken, Finanzinstituten und weiteren Vertriebspartnern. Verantwortung für Geschäftsentwicklung, Budget und Profitabilität sowie Steuerung anhand aussagekräftiger Kennzahlen zu Abschlussquoten, Netzwerkproduktivität, Kosten und Kundenergebnissen. Rekrutierung des ersten Führungsteams und weiterer Schlüsselpositionen sowie Etablierung einer Unternehmenskultur, die Eigenverantwortung, Zusammenarbeit und vertrieblichen Ehrgeiz fördert. Aufbau skalierbarer Vertriebsprozesse und Koordination der technologischen, operativen und Compliance-Strukturen als Grundlage für nachhaltiges Wachstum. Enge Zusammenarbeit mit den Joint-Venture-Partnern, transparente Berichterstattung und Abstimmung zu Strategie, Investitionen und operativer Umsetzung. Souveräne Repräsentation des Unternehmens gegenüber Finanzierungspartnern, Geschäftspartnern und weiteren relevanten Entscheidungsträgern. IHR PROFIL Fundierte Erfolgsbilanz in der Baufinanzierung, im Bankwesen, in der Finanzvermittlung, im Versicherungsvertrieb oder in verwandten Finanzdienstleistungsbereichen – idealerweise mit 10–15 Jahren Erfahrung in leitenden Vertriebsfunktionen. Nachweisbare Erfolge beim Aufbau und bei der Führung großer Vertriebsnetzwerke, beispielsweise aus Vermittlern, gebundenen Vertretern, Franchisepartnern, Filialen oder Außendienstteams. Messbare Ergebnisse bei der Steigerung von Netzwerkproduktivität, Geschäftsvolumen, Effizienz und Profitabilität. Tiefgehende Kenntnisse des deutschen Finanzmarkts, seiner Vertriebswege, Wettbewerbsstrukturen und regulatorischen Rahmenbedingungen. Erfahrung im Aufbau strategischer Partnerschaften und in der Verhandlung komplexer kommerzieller Vereinbarungen mit Banken, Finanzinstituten oder Vertriebsnetzwerken. Ausgeprägtes kaufmännisches und vertriebliches Urteilsvermögen sowie Erfahrung in der Budgetsteuerung, vorzugsweise mit vollständiger Gewinn- und Verlustverantwortung. Nachweisliche Erfahrung im Unternehmensaufbau, bei der Einführung neuer Vertriebskanäle oder in der Umsetzung umfassender vertrieblicher Veränderungen. Die Fähigkeit, leistungsstarke Führungskräfte und Vertriebsmitarbeitende zu gewinnen, weiterzuentwickeln und langfristig zu binden. Souveränes Auftreten auf Geschäftsführungsebene, verbunden mit einem praxisnahen, zugänglichen und menschenorientierten Führungsstil. Verhandlungssichere Deutsch- und Englischkenntnisse. Bereitschaft, die Position mit Standort München auszuüben und im Rahmen des Unternehmensaufbaus bundesweit zu reisen. FÜR WEN IST DIESE POSITION INTERESSANT? Sie sind bereits als CEO oder Geschäftsführer tätig oder möchten aus einer Position als Commercial Director, Gesamtvertriebsleiter, Leiter Vermittlervertrieb, Leiter Partnervertrieb oder Geschäftsbereichsleiter den nächsten Karriereschritt gehen. Ebenso interessant ist Erfahrung bei Versicherungsvermittlern oder Banken, sofern Sie dort Vertreter- oder Vermittlernetzwerke aufgebaut und geführt haben. Auch ein Hintergrund in einem Geschäftsmodell, das digitale Plattformen mit einem persönlichen Berater- oder Vermittlernetzwerk verbindet, passt zu dieser Aufgabe. Entscheidend ist Ihre nachgewiesene Fähigkeit, Partner zu gewinnen, Menschen zu entwickeln und eine leistungsstarke Vertriebsorganisation aufzubauen. IHRE PERSPEKTIVE Gestalten Sie ein neues Unternehmen in Deutschland von Beginn an mit. Verbinden Sie internationale Vermittlungsexpertise mit einem etablierten Immobilienvertriebsnetzwerk. Stellen Sie Ihr eigenes Führungsteam zusammen und prägen Sie die Vertriebsstrategie sowie die operativen Strukturen. Arbeiten Sie direkt mit den Joint-Venture-Partnern zusammen und übernehmen Sie die Verantwortung für das bundesweite Wachstum. Nutzen Sie die Chance auf einen bedeutenden Karriereschritt in die unternehmerische Gesamtverantwortung. KONTAKT FÜR EIN VERTRAULICHES GESPRÄCH Für einen vertraulichen Austausch wenden Sie sich bitte an Edward Moore, Antal International. Telefon: +49 69 9796 75 139 E-Mail: Schicken Sie Ihre Bewerbung an EMoore@antal.com

Treasury Front Office Dealer – FX, Derivatives, Bullion & Commodities Industry: Banking / Financial ServicesFunction: Treasury – Front OfficeExperience: 7–10 YearsLocation: MumbaiEmployment Type: Full-time Job Overview We are looking for an experienced Treasury Front Office Dealer with strong hands-on exposure to Foreign Exchange (FX), Derivatives, Bullion and/or Commodities to join the Treasury function of a leading private-sector bank. The role will involve active participation in Treasury Front Office dealing activities, including market monitoring, pricing, execution and management of treasury transactions. The ideal candidate should have a strong understanding of financial markets and experience working in a bank's Treasury dealing environment. Key Responsibilities Execute and manage Foreign Exchange (FX/Forex) transactions as part of the Treasury Front Office. Participate in pricing, dealing and execution of various FX products, including spot, forwards, swaps and other applicable instruments. Monitor domestic and international financial markets, currency movements, interest rates and other market developments. Manage and monitor trading positions and market exposures within defined risk and dealing limits. Handle derivatives transactions and support the bank's Treasury requirements across relevant derivative products. Undertake dealing activities related to Bullion and/or Commodities, wherever applicable. Analyse market trends and provide inputs for Treasury dealing and positioning decisions. Coordinate with internal stakeholders, business teams and other Treasury functions for smooth execution of transactions. Maintain awareness of market risks, liquidity conditions and factors impacting currency, commodity and financial markets. Build and maintain strong relationships with relevant internal and external stakeholders involved in Treasury transactions. Skills & Experience Required 7–10 years of overall professional experience, preferably within Banking / Financial Services. Relevant experience in Treasury Front Office / Treasury Dealing within a bank. Strong hands-on experience in FX / Forex dealing, pricing and execution. Good understanding of Foreign Exchange markets and Treasury products. Exposure to FX and other financial derivatives. Exposure to Bullion and/or Commodities trading/dealing will be an added advantage. Strong understanding of market movements, currency markets and financial instruments. Ability to monitor market developments and make informed dealing decisions. Strong analytical and numerical skills with an understanding of market and credit risks. Strong communication and stakeholder-management skills. Ability to work effectively in a fast-paced, market-driven Treasury environment. Candidates with experience in private-sector banks or other established banking institutions will be preferred. What We Are Looking For The ideal candidate should be someone who has personally handled Treasury Front Office activities, including dealing, pricing and execution, and has meaningful exposure to financial markets. Experience across multiple products such as FX, Derivatives, Bullion and Commodities will be valued. Candidates with strong FX and derivatives experience, even if their exposure to bullion or commodities is limited, may also be considered based on the overall relevance of their Treasury Front Office experience. Female candidates are preferred for this opportunity.

Job Title: Database and Infrastructure Engineer – Ghana Industry: Banking / Financial Services Location: Ghana Salary: GHS 720,000–980,000 per annum, depending on experience The Opportunity Our Client, a regulated financial services organisation, is seeking an experienced Database and Infrastructure Engineer to design, develop, administer and optimise secure, resilient and high-performing database and analytics solutions supporting banking operations, regulatory reporting, management information and digital services. This is a highly hands-on role combining advanced SQL development, database engineering and administration, data integration, Microsoft Fabric and Power BI. The successful candidate will work primarily with Microsoft SQL Server and related Microsoft data technologies, developing and supporting database structures, data models, stored procedures, functions, views, ETL/ELT pipelines and reporting datasets while ensuring strong performance, availability, security and data quality. The role will also contribute to modern data-platform solutions using Microsoft Fabric, OneLake, Delta Lake, Data Factory pipelines, notebooks and SQL analytics endpoints, working closely with application, infrastructure, cybersecurity, data, risk and business teams. Key Responsibilities Database Design & SQL Development Design, develop and maintain relational database structures, schemas, tables, views, indexes, stored procedures, functions and triggers. Write, test, review and optimise complex T-SQL and, where required, PL/SQL for applications, integrations and reporting workloads. Develop robust data models, reusable database components and coding standards supporting accuracy, scalability and maintainability. Support application teams with database requirements, release scripts, source control and database deployment automation. Database Administration, Performance & Resilience Install, configure, patch, upgrade and administer Microsoft SQL Server environments, with support for Oracle environments where applicable. Monitor database availability, capacity and performance, diagnosing bottlenecks and optimising queries, execution plans, indexes and database configurations. Implement and test backup, restore, high-availability and disaster-recovery arrangements. Provide production support, incident resolution, root-cause analysis and problem management for database and data-service issues. Data Integration & Microsoft Fabric Develop, operate and monitor ETL/ELT processes and data pipelines using SQL Server Integration Services (SSIS), Microsoft Fabric Data Factory, dataflows and related technologies. Ingest, cleanse, transform and reconcile structured, semi-structured and XML data from core systems, payment platforms, digital channels and third-party systems. Design and support Microsoft Fabric lakehouse and warehouse solutions using OneLake, Delta Lake tables, medallion architecture and SQL analytics endpoints. Use T-SQL and, where appropriate, Spark SQL, Python or notebooks to prepare curated datasets for analytics and reporting. Implement data-quality controls, metadata, lineage, reconciliation and repeatable deployment processes across the data lifecycle. Power BI & Reporting Develop and maintain Power BI semantic models, dashboards and reports for operational, management and regulatory requirements. Create efficient data models, relationships, measures and calculations using DAX and Power Query. Optimise refresh performance, gateways, DirectQuery or Direct Lake connectivity and row-level security. Work with stakeholders to translate reporting requirements into governed, accurate and reusable data products. Security, Governance & Production Support Implement appropriate database security controls, including least-privilege access, database roles, encryption, auditing and masking. Support strong standards around data security, governance, operational resilience and change management. Maintain appropriate technical documentation and evidence to support governance and audit requirements. Follow established SDLC, change, release and configuration-management processes. Collaborate with business users, developers, infrastructure engineers, cybersecurity specialists, vendors and other stakeholders. Skills & Experience The successful candidate should demonstrate: Strong hands-on experience as a Database Engineer, SQL Developer, Database Developer or similar within a production environment. Advanced T-SQL, including complex query design, stored procedures, functions, views, triggers, indexing, execution-plan analysis and performance tuning. Strong hands-on experience with Microsoft SQL Server, including database builds, configuration, administration, support and performance optimisation. Strong understanding of relational database management systems, normalisation, dimensional modelling and transactional and analytical workloads. Practical experience with ETL/ELT, data pipelines, data migration, reconciliation, data quality, metadata and lineage. Practical knowledge of Microsoft Fabric or closely related Microsoft Azure data services, including lakehouse, warehouse, OneLake, Delta Lake, Data Factory and/or Azure Data Lake. Experience developing Power BI semantic models, dashboards and reports using DAX and Power Query. Knowledge of Power BI gateways, row-level security and appropriate connectivity modes. Experience integrating database solutions with applications, APIs, files and enterprise systems. Strong knowledge of database security, backup and restore, high availability, disaster recovery and operational monitoring. Strong analytical, organisational and problem-solving skills. Excellent attention to detail and commitment to data accuracy. Strong communication, documentation and stakeholder-management skills. Desirable Experience Previous experience within banking, financial services or another regulated environment. Experience supporting operational, management and/or regulatory reporting. Oracle administration and/or PL/SQL. SSIS and SSRS. Azure DevOps, Git and automated deployment processes. Python, Spark SQL and/or PowerShell. Relevant Microsoft database, Azure, Power BI or Fabric certifications. Degree or equivalent qualification in Computer Science, Information Technology, Engineering or a related discipline. The Offer This is a 12-month fixed-term contract based in Accra, Ghana, offering an annual gross base salary of GHS 720,000–980,000, depending on experience. The opportunity would suit a strong hands-on database professional who can operate across traditional SQL Server environments and modern Microsoft data platforms and who is comfortable supporting secure, resilient and business-critical technology services within a regulated environment.

Job Title: Head of Risk - UK Industry: Banking Location: United Kingdom Salary: Competitive Salary + Other Benefits Role Overview An established UK-regulated banking institution is seeking an experienced senior Risk professional to lead its Risk Management function and undertake the SMF4 – Chief Risk Function, subject to regulatory approval. The Head of Risk will provide independent leadership and oversight of the organisation’s Risk Management framework, ensuring that principal and emerging risks are appropriately identified, assessed, monitored, managed and reported in line with the organisation’s strategy, Risk Appetite Framework, regulatory requirements, and the nature, scale and complexity of its operations. The role will provide independent challenge to Management and business functions and support the Board and relevant governance committees in maintaining an effective Risk Management and control environment. The successful candidate will report to the Chief Executive Officer and Board Risk Committee and will have appropriate access to other Board and Management governance forums. Key Responsibilities Risk Management Lead the implementation and ongoing management of the organisation’s Risk Management policies, frameworks and procedures. Develop, maintain and periodically review the Risk Management Framework (RMF), ensuring alignment with business strategy and evolving statutory and regulatory requirements. Develop and maintain the Risk Appetite Framework and provide appropriate recommendations to senior Management, relevant committees and the Board. Maintain effective policies, systems and procedures for identifying, assessing, managing, monitoring and controlling the key risks to which the organisation is or may become exposed. Review strategies, policies, systems and procedures for managing, monitoring, controlling and mitigating material risks. Ensure the Internal Audit plan appropriately reflects the key risks to which the organisation is exposed. Ensure appropriate systems and procedures are in place to produce timely and relevant Management Information, risk statements, Key Risk Indicators, dashboards and reports for Management, governance committees and the Board. Provide appropriate second-line oversight of technology, information security and cyber risks and controls. Develop, implement and maintain the organisation’s Business Continuity Plan and associated risk arrangements. Prudential Risk & Regulatory Framework Lead the development and annual maintenance of the organisation’s ICAAP. Lead the development and annual maintenance of the organisation’s ILAAP. Develop and maintain the Recovery and Resolution Plan and oversee the associated internal governance processes. Manage internal stress-testing processes, ensuring appropriate methodology, accuracy and timely completion. Ensure capital, liquidity and other prudential risks are appropriately incorporated within the overall Risk Management framework. Oversee the identification, assessment, monitoring, management and reporting of climate-related financial risks and their integration into the Risk Management Framework and governance arrangements. Monitor relevant PRA, FCA and other regulatory developments and ensure appropriate Risk-related regulatory submissions, information requests and remediation actions are completed accurately and within required timelines. Maintain effective engagement with relevant regulatory authorities on Risk matters. Risk Oversight & Governance Lead the implementation, embedding and periodic review of the Risk Management Framework and Risk Appetite Framework. Monitor and escalate material risk appetite breaches and emerging risks. Lead the identification, assessment, monitoring and reporting of principal and emerging risks. Provide independent and constructive challenge to Management and business functions. Provide independent Risk input and challenge in relation to business strategy, new products, material transactions and significant changes to the operating environment. Maintain appropriate second-line oversight across credit, market, liquidity, capital, operational, technology, cyber, climate-related and other material financial and non-financial risks. Provide high-quality Risk MI and reporting to senior Management, relevant governance committees and the Board. Coordinate with Internal Audit, external auditors and other assurance functions on Risk-related matters and monitor implementation of relevant remediation actions. Attend relevant Board and Management governance forums as required. Support the effective operation of the Board Risk Committee, including appropriate governance responsibilities. Promote a strong Risk culture throughout the organisation. Leadership Responsibilities Lead and develop the Risk function, ensuring appropriate capability, resources, succession and resilience. Provide leadership and direction to Risk professionals across the organisation. Promote effective understanding and ownership of Risk across the business while maintaining the independence of the second line of defence. Build effective relationships with senior Management, Board members, regulators and other key stakeholders. Competencies & Skills The successful candidate should demonstrate: Strong Risk Management judgement, analytical capability and independent decision-making. Strong understanding of Enterprise Risk Management and Risk Appetite Frameworks. Strong knowledge of prudential Risk Management, including capital and liquidity risk. Strong practical knowledge of ICAAP, ILAAP, stress testing, recovery planning and resolution. Strong understanding of credit, market, operational, technology, cyber and climate-related risks relevant to a regulated banking environment. Strong understanding of PRA, FCA and SMCR requirements. Ability to provide credible and effective independent challenge to senior stakeholders. Ability to communicate complex Risk matters clearly to senior Management, Board Committees and the Board. Strong stakeholder-management, presentation and report-writing capabilities. High integrity, sound judgement and a commitment to maintaining the independence of the second line of defence. Qualifications & Experience Degree in Finance, Economics, Risk Management, Business, Accounting or a related discipline, or equivalent relevant professional experience. Relevant professional Risk or financial-services qualification would be desirable, including FRM, PRM, CFA, ACCA, CIMA or equivalent. Significant senior-level Risk Management experience within a regulated banking or financial-services environment. Demonstrable experience across Enterprise Risk Management and Risk Appetite frameworks. Strong practical experience of ICAAP, ILAAP, capital and liquidity Risk Management, stress testing and recovery planning. Experience identifying, assessing, monitoring and reporting material financial and non-financial risks. Experience presenting Risk matters to senior Management, Board Committees and/or Boards. Experience engaging with the PRA, FCA or other relevant regulators would be highly desirable. Good understanding of the Senior Managers and Certification Regime (SMCR) and the responsibilities associated with an SMF4 position. Demonstrable leadership experience, including managing and developing Risk professionals. Governance Positioning The Head of Risk is intended to undertake the SMF4 – Chief Risk Function, subject to regulatory approval. The position will operate as a senior member of the organisation’s second line of defence, maintaining appropriate independence from the business and Compliance functions. The role will have direct access to the Chief Executive Officer, Board Risk Committee and Board as appropriate and will discharge applicable responsibilities allocated through the organisation’s approved governance and Senior Management arrangements.

Job Title: Treasury Dealer – FX & Fixed Income (Bilingual French/English) Industry: Banking Location: United Kingdom Salary: Competitive Salary + Other Benefits Purpose of the Role Our client, a London-based international bank, is seeking a Treasury Dealer with approximately 2–4 years' relevant experience across Foreign Exchange (FX) and Fixed Income (FI) to join its Treasury team. The successful candidate must be fluent in both French and English and will support the execution of Treasury transactions across FX and Fixed Income products, monitor financial markets and contribute to the effective management of the Bank's liquidity and market positions. This is an excellent opportunity for an early-career Treasury professional looking to deepen their Front Office dealing experience within an international banking environment. Key Responsibilities Execute and support Foreign Exchange transactions, including Spot, Forward and Swap transactions, within approved dealing and risk limits. Execute and/or support Fixed Income transactions, including government, sovereign and other eligible debt securities. Monitor FX, Fixed Income, interest-rate and broader financial-market developments and communicate relevant market movements and opportunities to the Treasury team. Support the management of daily cash positions, liquidity requirements and surplus funds. Obtain and monitor market prices and support the identification of appropriate execution opportunities within approved parameters. Ensure Treasury transactions are accurately captured, confirmed and processed in accordance with established procedures and controls. Liaise with Treasury Operations, Finance, Risk, Compliance and other relevant functions to facilitate timely transaction settlement and resolve dealing-related issues. Maintain effective relationships with approved counterparties, brokers and other market participants. Monitor counterparty, market and credit limits and ensure transactions remain within authorised risk parameters. Support Treasury reporting, market analysis and the preparation of relevant management information. Maintain appropriate awareness of KYC, AML, market conduct and regulatory requirements applicable to Treasury activities. Contribute to maintaining effective Front Office processes, procedures, controls and documentation. Undertake other Treasury dealing and analytical responsibilities as required by the Head of Treasury. Experience & Technical Requirements Essential Approximately 2–4 years' relevant experience within Treasury, Global Markets or a closely related banking environment. Practical experience or meaningful exposure across both Foreign Exchange and Fixed Income products. Good working knowledge of FX products, including Spot, Forwards and Swaps. Good understanding of Fixed Income markets and instruments. Understanding of financial markets and the key factors influencing FX rates, interest rates and bond prices. Exposure to Treasury/dealing systems and market-information platforms such as Bloomberg, LSEG/Reuters, 360T or similar. Understanding of the Treasury transaction lifecycle, including trade capture, confirmation and settlement. Good knowledge of Treasury risk and control principles. Strong numerical and analytical skills. Good Excel and general IT skills. Fluent written and spoken French and English. Desirable Experience gained within a bank or regulated financial institution. Exposure to African and/or emerging markets. Knowledge of African currencies and/or Fixed Income markets. Familiarity with Bloomberg FXGO, LSEG Workspace, 360T or similar dealing platforms. Understanding of KYC/AML requirements and the UK financial-services regulatory environment. ACI Dealing Certificate or progress towards a relevant Treasury/Markets qualification. Qualifications Bachelor's degree or equivalent in Finance, Economics, Accounting, Business, Mathematics or another relevant discipline. Relevant professional Treasury or Markets qualification would be advantageous but is not essential. Key Competencies Strong numerical and analytical capability. Genuine interest in financial markets and Treasury dealing. Sound commercial awareness and judgement. High level of accuracy and attention to detail. Strong risk and control awareness. Ability to work effectively in a fast-moving Front Office environment. Strong communication skills in both French and English. Ability to collaborate effectively across Front Office, Operations, Risk, Finance and Compliance. Professional integrity and appropriate awareness of market-conduct standards.

JOB DESCRIPTION Manager – Strategic Partnerships · Location: Mumbai (Field-based within designated local zones) · Office Location: Thane (Weekly reporting) Experience - 5+ years · Open Positions: 8 Role Overview : This role is centered on B2B networking, ecosystem development, and strategic alliance building. You will be responsible for building and nurturing a strong network of professional referral partners—such as Chartered Accountants, Lawyers, Financial Consultants, and Business Advisors—to generate qualified client leads for our wealth management and financial advisory services. Note: This is an alliance-building and relationship management profile, not a conventional direct insurance or product sales role. Key Responsibilities : · Referral Network Development: Identify, approach, and onboard Chartered Accountants, Lawyers, Corporate Consultants, and other key professionals as strategic referral partners. · Proactive Prospecting & Field Networking: Build a robust local referral network through targeted cold outreach, market visits, industry references, and personal networking. · Seminars & B2B Events: Conceptualize, arrange, and execute financial planning and wealth management seminars across corporate offices, business forums, professional bodies, Rotary Clubs, and trade associations. · Partner Engagement: Maintain strong, long-term relationships with existing referral partners to ensure a steady pipeline of qualified client referrals. · Internal Coordination: Work closely with the internal Wealth Management team to hand over referred prospects and ensure seamless conversion. · Business Growth: Continuously explore and launch new strategic partnership initiatives across the assigned region. Candidate Profile & Eligibility Criteria Mandatory Experience: · Prior experience in the Insurance Agency Channel is mandatory. Preferred background roles include: o Agency Manager (AM) o Agency Development Manager (ADM) o Agency Sales Manager (ASM) · Proven track record in sourcing, recruiting, and developing insurance agents/advisors through cold calling, field visits, and personal networking. Target Skills & Attributes: · Exceptional prospecting, networking, and relationship-building capabilities. · Strong communication, presentation, and interpersonal skills. · Ability to independently initiate contact with high-profile professionals (CAs, Lawyers, Business Leaders). Exclusion Criteria: · Candidates from Bancassurance, Direct Sales, Bank Channels, or non-agency insurance channels will NOT be considered. · Reporting Structure: o Mandatory team meeting every Monday at the Thane Office. o Rest of the week (Tuesday to Saturday) involves field work, partner meetings, and network development within your designated local area—no daily reporting to the Thane office required.

Job Description: Investment Relationship Manager / Wealth Manager Position Title: Investment Relationship Manager / Wealth Manager Location: Thane (Office-Based) Gender Preference: Females Only Experience Required: 2+ years of relevant experience in Wealth Management, Financial Planning, Investments, Mutual Funds, or Client Servicing About the Role : We are seeking an articulate and analytical Investment Relationship Manager / Wealth Manager to manage, service, and grow our existing high-value client base. This is primarily an office-based client management role focused on portfolio servicing, investment advisory assistance, transaction execution, and long-term client relationship management. Key Roles & Responsibilities : · Client Relationship & Servicing: Serve as the primary point of contact for existing clients, handling day-to-day requirements, portfolio updates, and investment-related queries. · Portfolio Management & Planning: Develop a deep understanding of each client’s financial goals and assist in preparing portfolio reviews, investment strategy discussions, and financial plans. · Transaction & Execution Follow-ups: Proactively follow up with clients regarding investment allocations, documentation, onboarding, and transaction processing. · Business Growth & Upselling: Identify cross-selling and upselling opportunities within existing client portfolios and convert prospective leads into active investors. · Internal Coordination: Collaborate with internal research and investment desks to ensure timely, precise, and high-quality communication to clients. · Relationship Building: Maintain consistent touchpoints with clients to build long-term trust and sustained business engagement. Candidate Profile & Requirements · Domain Knowledge: Sound understanding of financial markets, mutual funds, wealth management products, and financial planning principles. · Analytical & Numerical Aptitude: Strong comfort level working with data, numbers, financial reports, and investment metrics. · Communication Skills: Excellent verbal and written communication skills with the confidence to independently interact with and present to affluent clients. · Work Experience: Preferred background in Mutual Funds, Wealth Management, Broking, Private Banking, or Financial Advisory firms. · Attributes: Proactive, self-driven, detail-oriented, and genuinely passionate about wealth management and client advisory.

Vice President, Treasury Sales (Global Commercial Banking), Global Payments Solutions – Mumbai Job Role & Responsibilities This is a Treasury Sales Officer role, managing a portfolio of the subsidiaries of US HQ-ed Commercial Banking clients in the Mumbai region. Success is defined by new sales wins, revenue growth and retention within a predefined portfolio as a corporate sales consultant across treasury, trade and FX. Engage key decision makers of the largest and most demanding clients and advancing relationships holistically, from initiating access and dialogue, to building material relationships and acting as a trusted advisor. Work closely with the APAC Regional Treasury Sales team, other regions, and the GCB banking team to deliver solutions to our clients. Pro-active approach to sales, sending unsolicited proposals, leading client engagement and pitches / presentations. Respond to RFPs (Requests for Proposal). Constantly review client names to ensure that the names achieve and maintain hurdle profitability levels. Identify and implement revenue opportunities for names assigned via cross-sell opportunities through ongoing discussions with clients. Coordinate with implementation and service teams to ensure smooth implementation and high client satisfaction. Ensure timely resolution of relationship-sensitive client servicing issues within the organization and act as the senior escalation point in relationship-sensitive service issues. Completion of ad-hoc projects related to the Global Commercial Banking business, or the larger Global Payments Solutions organization. Specific Expertise Required Relevant cash and trade sales or relationship management experience within a top tier international/ regional bank. Familiarity with nuances of the India market, including applicable rules and regulations for foreign companies. Proven track record in managing complex cash and trade deals for multinational corporations. Excellent written and oral communication skills, in English. Strong presentation skills. Strong inter-personal and organizational skills. Able to successfully develop and maintain collaborative working relationships. Strong financial skills. Knowledge of Corporate Treasury functions. Strong client engagement skills with an unwavering focus on client satisfaction and growing business. A team player who understands how to leverage various business functions/partners to drive business growth and support global client management and sales teams. Willing to travel within the country and APAC. Strong QA and AI skills (Word, Excel, PowerPoint, Copilot, Salesforce, etc.). Technical / Functional Skills Certified Treasury Professional Certification (CTP) or equivalent. International Cash Management, Card Solutions, and/or Trade & Supply Chain Finance experience. Experience dealing with Non-Bank Financial Institutions is a plus. Inclusive and Inspiring: Seeking motivating team players who value collaboration, hard work, and celebrating shared success. Authentic and Passionate: Seeking highly engaged teammates whose intensity and intentions align with the work we are doing for our clients and in our communities. Innovative and Curious: Seeking teammates with out-of-the-box ideas and solutions, who embrace change with a future-forward mindset, and are looking to challenge the status quo. Confident and Agile: Seeking strong, clear communicators who value giving and receiving feedback, easily build relationships, act decisively while being flexible and continuing to learn in the role.